Terms & Conditions

Last updated: August 2026

These Terms & Conditions ("Terms") govern your use of the Blue Ridge Advance website. By using this site, you agree to these Terms.

1. Nature of Our Services

Blue Ridge Advance is not a bank or a direct lender. We help businesses explore funding options offered by third-party funding providers. We do not guarantee that funding will be offered, approved, or available on any particular terms. All funding is subject to the applicable provider's own underwriting, criteria, and agreements.

2. Eligibility

Our services are intended for businesses operating in the United States. Businesses generally need at least $50,000 in monthly revenue to be considered. Eligibility, funding amounts, terms, rates, and timelines vary based on business qualifications and provider review.

3. Applications and Information You Provide

You represent that all information and documents you submit are accurate, complete, and that you are authorized to submit them on behalf of the business. You authorize us to share your application and supporting documents with funding providers for the purpose of evaluating funding options for your business.

4. Credit and Background Review

You authorize Blue Ridge Advance and the funding providers we work with to obtain business and, where permitted and applicable, personal credit and background information in connection with evaluating your application.

5. No Financial Advice

Information on this site is provided for general informational purposes only and does not constitute financial, legal, tax, or accounting advice. You should consult your own advisors before entering into any funding agreement.

6. Communications

By submitting an application, you consent to be contacted by Blue Ridge Advance and its representatives by phone, email, and SMS regarding your application, including at the number and address you provide. You may opt out of marketing communications at any time by replying STOP to a text message or contacting us.

7. Intellectual Property

All content on this site, including text, graphics, logos, and design, is owned by or licensed to Blue Ridge Advance and may not be reproduced without permission.

8. Limitation of Liability

To the fullest extent permitted by law, Blue Ridge Advance is not liable for any indirect, incidental, or consequential damages arising from your use of this site or from any funding agreement you enter into with a third-party provider.

9. Changes to These Terms

We may update these Terms from time to time. Continued use of the site after changes are posted constitutes acceptance of the updated Terms.

10. Contact

Questions about these Terms may be sent to info@blueridgeadvance.com.